Banking is changing—keep up and innovate with Authentic

Authentic is an intelligent transaction-processing platform designed for today's fast-changing payments business.

NCR Authentic

Whether you’re an acquirer, issuer, central switch, bank or processor handling card transactions, alternative payments or real-time payments, Authentic offers the flexibility and agility you need to meet today’s demands and tomorrow’s innovations. Certified as PA-DSS compliant, and benchmarked at 10,000 transactions per second, Authentic is designed to keep you in control of your payments environment while giving you functionally rich, secure, resilient and scalable performance.

  • Accept any type of transaction from any device, source or system, authorize and authenticate it, and route it to any destination
  • Offers multi-institution, multi-currency, multi-language and multi-channel support, and enables compliance with current and future EMV standards as well as contactless and mobile payment types
  • Can deployed in cloud environments as well as a traditional data centre environment

Operate a multi-faceted payments business from a single platform with NCR Authentic

One powerful platform

  • Multi-institutional, multi-currency, multi-language and multi-channel support
  • ATM and POS support for all major devices
  • Off-the-shelf card scheme support
  • PCI PA-DSS certification
  • Compliance with EMV standards including contactless and NFC
  • Transparent and re-configurable business logic
  • Real-time risk management rules
  • Easy configuration for new networks and host interfaces
  • Scalability - from small gateway systems to global networks
  • 99.9999% resilience
  • Benchmarked to over 10,000 transactions per second
  • Support for ISO 20022 message formats
  • Handle web service calls for APIs


Built to meet your needs

  • Respond to new opportunities quickly, accurately and cost-effectively
  • Reduce the time to market for new products, functionality, and channels
  • Streamline operations, while maximizing return on investment in existing systems
  • Minimize support requirements and dependency on legacy skills
  • Avoid costly vendor-dictated upgrade cycles and feature development
  • Maintain exceptional performance levels from a cost-effective commodity platform
  • Control budgets, enhance profitability and benefit from a low cost of ownership


Your bank, made simple. Get started now.