Authentic is a Mission-critical software platform used by Banks, Retailers, and FinTech’s for processing Card transactions originating from ATMs, POS (store), online, and other channels.
NCR Authentic is designed to be scalable, flexible and customizable so you can stay in control of your payments and transactions environment and stay one step ahead of the market and your competition.
Next-gen architecture modern and future proof
Strategic investments in Cloudification of the platform
Pivoted on open standards and open frameworks
Designed for extensibility and Vendor Independence
A trusted solution aligned to your business drivers
Lower your cost of ownership with modern hardware and software
Achieve impressive ROI versus legacy technology
Control expenses with subscription pricing
Aligned with next-generation blueprints and industry standard protocols
Modern technology allows for agility and scalability
Modern and extensible architecture with APIs
Platform independent (Java)
Open source latitude
K8 / Container support
Choice of modern databases – PostgreSQL, Cassandra, Nod
High availability
Up to 99.999% available
Benchmarked for 10,000 TPS
Proven for Scalability
Unlocks DevOps (CI/CD)
Comprehensive monitoring
Seamless integration with third party solutions
Secure and compliant
PCI PA-DSS 3.2 Certified
EMV Compliant
PSD 2
Supports major card schemes
HSM Security
One card API platform helping financial institutions digitize cards for a changing world
Allows financial institutions to issue a variety of card types like debit cards, prepaid cards, others with unique experiences and new revenue streams.
Cloud-native API/microservice architecture pivoted on BIAN model
Accelerate innovation
Digitize cards
Harness the cloud
Deliver new products
Leverage data
Deliver new digital experiences
Single platform offering a solid foundation for unique card products
Innovative capabilities like mobile card controls, instant digital issuance and installment payments