NCR Authentic provides next-generation Transaction Processing Platform

Authentic is a Mission-critical software platform used by Banks, Retailers, and FinTech’s for processing Card transactions originating from ATMs, POS (store), online, and other channels.

NCR Authentic is designed to be scalable, flexible and customizable so you can stay in control of your payments and transactions environment and stay one step ahead of the market and your competition.

Next-gen architecture modern and future proof

  • Strategic investments in Cloudification of the platform 

  • Pivoted on open standards and open frameworks

  • Designed for extensibility and Vendor Independence

A trusted solution aligned to your business drivers

  • Lower your cost of ownership with modern hardware and software

  • Achieve impressive ROI versus legacy technology 

  • Control expenses with subscription pricing

  • Aligned with next-generation blueprints and industry standard protocols 

Modern technology allows for agility and scalability

  • Modern and extensible architecture with APIs

  • Platform independent (Java) 

  • Open source latitude

  • K8 / Container support 

  • Choice of modern databases – PostgreSQL, Cassandra, Nod

High availability

  • Up to 99.999% available

  • Benchmarked for 10,000 TPS 

  • Proven for Scalability

  • Unlocks DevOps (CI/CD) 

  • Comprehensive monitoring

  • Seamless integration with third party solutions 

Secure and compliant

  • PCI PA-DSS 3.2 Certified

  • EMV Compliant 

  • PSD 2

  • Supports major card schemes 

  • HSM Security

NCR Authentic Cards

One card API platform helping financial institutions digitize cards for a changing world

Allows financial institutions to issue a variety of card types like debit cards, prepaid cards, others with unique experiences and new revenue streams.

Cloud-native API/microservice architecture pivoted on BIAN model

  • Accelerate innovation

  • Digitize cards 

  • Harness the cloud

  • Deliver new products 

  • Leverage data

  • Deliver new digital experiences 

Single platform offering a solid foundation for unique card products

Innovative capabilities like mobile card controls, instant digital issuance and installment payments